The software is free and open source under the ISC license. You need a machine you control. The optional AI advisor uses your own OpenRouter key and shows the cost of every answer.

Self-hosted · Open source · EN / EL

The household budget that lives on your server.

Accounts, budgets, debts, goals, bank sync, investments and an AI advisor. One Docker container and one SQLite file, with no subscription and no third party reading your statements.

Install in 5 minutes

No telemetry amd64 & arm64 Invite-only household logins

Dashboard · October 2026Live preview

Total balance35.844,99 €

In2.850,00 €

Out1.309,32 €

Saved1.540,68 €

Groceries this month · drag to tryOn track266,92 €

Budgets1.221,94 / 1.700,00 €

Housing850,00 / 900,00

Groceries266,92 / 420,00

Utilities74,20 / 200,00

Dining out30,82 / 180,00

Goal

New laptopOn track

1.280,00 € / 1.600,00 € · 10 Dec 2026

HomeNet Fibre−29,90 €

CityPower−82,00 €

Car loan−215,00 €

A tour of the app

Every screen you'd open in a month.

Dashboard

Balances, bills due in the next 30 days, budgets and goals on one screen.

Transactions

Search, filter, split and pair transfers. Rules categorize every future import.

Budgets

A limit per category and period, with alerts at the thresholds you choose.

Debts

Payoff dates for every loan and card, and snowball versus avalanche side by side.

Goals

The amount to save each month to hit your date, checked against what you really save.

Reports

Cash flow, spending, budgets and debt, with saved views, scheduled emails and CSV export.

Also inside

The rest of the toolbox.

Everything below ships in the same container. The parts that talk to outside services are off until you set them up.

Bank syncEuropean banks through Enable Banking (PSD2, read-only), synced nightly.

InvestmentsFreedom24 and Binance sync, analytics, backtesting and research.

Rules"If the description contains X, use category Y." Write it once.

Recurring billsSubscriptions and bills, and when each one is next due.

AI advisorReads your data through tools. Every figure comes from server-side math, never from the model.

CalculatorsCompound growth, retirement, loans, refinance and emergency fund.

NotificationsEmail and push for bills, low balances and budgets, with quiet hours.

Trackers & documentsFollow a trip or renovation across accounts. Attach receipts and statements.

Privacy

See what would leave your server.

Out of the box, nothing does. Switch on a feature to see which service it contacts and what it sends.

Outbound connections

0outside services. Everything stays on this machine.

Accounts, transactions, budgets, debts, goals, reports, rules and documents are always computed and stored locally.

Security & privacy docs →

Install

Five minutes to your own instance.

You need Docker with Compose and openssl. The prebuilt image runs on a PC, a home server or a Raspberry Pi.

Getting started guide View on GitHub

$ git clone https://github.com/Lefyd24/HomeFinance.git
$ cd HomeFinance && cp .env.example .env
# put two values from `openssl rand -hex 32` in .env
$ docker compose up -d
$ docker compose run --rm -v "$PWD/scripts:/app/scripts:ro" \
    app python /app/scripts/create_admin.py \
    you@example.com 'a-strong-password' "Your Name"
✓ open http://localhost:8223

Questions before installing

Does my financial data leave my server?

Not by default. There is no analytics, telemetry or vendor account. AI chat, bank and brokerage sync, market data and email only contact an outside service if you turn them on.

What does it cost?

Nothing. It's open source under the ISC license. The optional AI advisor uses your own OpenRouter key and shows the cost of every answer, with monthly caps.

Can my household share it?

Yes. Registration is invite-only, and every person gets a separate login and separate data.

How do I back it up?

Your data is one SQLite file in a data folder. Back up that folder and your two secret keys.